Short-Term Perspective (Less than 6 months)
1. Avoid Panic Selling: Refrain from selling investments during a downturn, as this can lead to locking in losses.
2. Stay Invested: Ride out the volatility, and consider the current downturn as a temporary correction.
Medium-Term Perspective (6 months to 2 years)
1. Rupee-Cost Averaging: Continue investing a fixed amount of money at regular intervals, regardless of the market's performance.
2. Rebalancing: Review the portfolio and rebalance it to maintain the original asset allocation.
Long-Term Perspective (More than 2 years)
1. Time in the Market: Remember that equity investments are long-term in nature. Historically, equity markets have provided higher returns over the long term.
2. Rupee-Cost Averaging: Invest a lump sum amount in a staggered manner to reduce the impact of market volatility.
3. Tax Efficiency: Consider the tax implications of selling investments. If the investment is held for less than a year, the gains will be subject to short-term capital gains tax.
Additionally
1. Review and Adjust: Assess the investor's risk tolerance, investment horizon, and financial goals. Adjust the investment strategy accordingly.
2. Diversification: Ensure the portfolio is diversified across asset classes, sectors, and geographies to minimize risk.
3. Professional Advice: Consult with a Mutual fund distributor, financial advisor or a registered investment advisor to get personalized advice.
By following these observations, investors can navigate the current market downturn and make informed decisions to achieve their long-term financial goals.
Please Note Views are Personal
I am here to assist you with all your mutual fund investment service needs.
Please feel free to contact me.
Regards,
Ritesh Sheth CWM®
(Chartered Wealth Manager)
Amfi registered Mutual fund distributor under
ARN-0209 EUIN- E030691.
ARN Date of initial registration - 16-AUG-2002 Current validity of ARN up to - 01-Oct-2027.
Disclaimer:
Mutual fund Investments are subject to market risk please read the offer documents before investing.
The schemes/services/offers/products provided on this message do not constitute an offer to sell or buy of mutual fund for units/products to any person. It shall be the sole responsibility of the person to verify genuinely of such information whether the usage of this and/or availing the services/facilities/products is in conformity with personal understanding.
